/* finonetoday.com
   Three colours: the brand blue the site already uses, the cyan that is
   already inside the logo mark, and a neutral slate scale. Two families:
   Mulish for headings, Inter for body, both self-hosted so the page makes no
   font request to a third party. */

@font-face{font-family:"Inter";font-style:normal;font-weight:100 900;font-display:swap;
  src:url(/assets/fonts/inter-latin.woff2) format("woff2");
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Mulish";font-style:normal;font-weight:100 900;font-display:swap;
  src:url(/assets/fonts/mulish-latin.woff2) format("woff2");
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --brand:#0A56A5; --brand-deep:#083F7C; --brand-ink:#06284E;
  --accent:#68CEF6;
  --ink:#1A2433; --body:#4A5568; --muted:#6B7280;
  --line:#E2E8F0; --surface:#F8FAFC; --white:#fff; --ok:#15803D;
  --radius:16px; --radius-btn:10px;
  --shadow:0 1px 3px rgba(26,36,51,.07);
  --shadow-lg:0 20px 46px -20px rgba(6,40,78,.5);
  --w:1200px;
  --head:"Mulish",system-ui,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--white);color:var(--body);
  font:400 16px/1.65 "Inter",system-ui,sans-serif;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--head);color:var(--ink);line-height:1.2;margin:0}
p{margin:0 0 14px}
a{color:var(--brand)}
img{max-width:100%;height:auto}
ul,ol{margin:0;padding:0;list-style:none}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:10px 14px;border-radius:8px;z-index:60}

/* ---------- header: the existing lockup, unchanged ---------- */
.hdr{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.hdr-in{display:flex;align-items:center;gap:14px;height:70px;max-width:var(--w);margin:0 auto;padding:0 20px}
.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;min-height:44px}
.brand-mark{width:32px;height:34px;flex:0 0 auto}
.wm{font-family:var(--head);font-size:23px;font-weight:700;color:var(--ink);
  letter-spacing:-.01em;white-space:nowrap}
.wm em{font-style:normal;color:var(--brand)}
.hdr-note{margin-left:auto;display:inline-flex;align-items:center;gap:7px;
  font-size:13.5px;font-weight:600;color:var(--muted)}
.hdr-note svg{width:15px;height:15px;color:var(--ok);flex:0 0 auto}

/* ---------- hero ---------- */
/* The live page opened with a form floating on pale grey and no headline, and
   ZeroParallel reserved 526px for a step that needs ~200, so the fold was
   mostly empty. Headline and form now share the fold. */
.hero{background:
   radial-gradient(880px 420px at 86% 6%, rgba(104,206,246,.24), transparent 62%),
   linear-gradient(135deg,var(--brand-ink) 0%,var(--brand) 64%,#0C63BE 100%);
  color:#fff;padding:54px 0 58px}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:46px;align-items:center}
.hero h1{color:#fff;font-size:clamp(31px,4.2vw,50px);letter-spacing:-.02em;font-weight:800}
.hero-sub{color:var(--accent);font-family:var(--head);font-weight:700;
  font-size:clamp(16px,1.7vw,20px);margin:16px 0 0}
.hero-t{display:flex;flex-wrap:wrap;gap:12px 26px;margin:28px 0 0}
.hero-t li{display:inline-flex;align-items:center;gap:9px;
  font-size:15.5px;font-weight:600;color:#fff}
.hero-t svg{width:21px;height:21px;color:var(--accent);flex:0 0 auto}

.form-card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-lg);
  padding:22px 22px 16px}
.fc-head{font-size:20px;margin:0}
.fc-sub{font-size:14px;color:var(--muted);margin:3px 0 14px}
#omForm-root{width:100%}
/* ZeroParallel inline-styles the step wrapper to min-height:526px whatever the
   step holds. Let each step size itself. */
#omForm-root>div{min-height:0!important}
/* their wrapper adds padding:48px 8px 30px on top of the card's own */
#omForm-root .omForm-wrapper{padding:2px 2px 4px!important}
/* Their JS also writes an inline height on the form (284px for a step whose
   content is 184px), leaving ~120px dead inside the card. height:auto makes it
   fit whatever step is showing. Content always fits; the only thing this gives
   up is a height transition between steps. Remove this one rule to revert. */
#omForm-root form.omForm-wrapper{height:auto!important}

/* their three action buttons, scoped. Never widen to a bare `button`: that
   also hits react-datepicker's month arrows, whose glyph is a CSS border, and
   turns them into solid discs over the calendar. */
#omForm-root .om-navigation__next,
#omForm-root .om-navigation__prev,
#omForm-root .om-navigation__submit{
  background:var(--brand)!important;background-image:none!important;color:#fff!important;
  border:0!important;border-radius:var(--radius-btn)!important;
  min-height:52px!important;padding:0 26px!important;
  font-family:"Inter",system-ui,sans-serif!important;font-weight:700!important;
  font-size:16px!important;text-transform:none!important;letter-spacing:0!important;
  cursor:pointer!important;box-shadow:0 10px 22px -10px rgba(10,86,165,.75)!important;
  transition:background .16s,transform .16s!important;
}
#omForm-root .om-navigation__next:hover:not(:disabled),
#omForm-root .om-navigation__prev:hover:not(:disabled),
#omForm-root .om-navigation__submit:hover:not(:disabled){
  background:var(--brand-deep)!important;transform:translateY(-1px)!important}
#omForm-root .om-navigation__next:disabled,
#omForm-root .om-navigation__submit:disabled{
  background:#CBD5E1!important;color:#64748B!important;box-shadow:none!important;
  cursor:not-allowed!important;transform:none!important}
#omForm-root .om-navigation__next:focus-visible,
#omForm-root .om-navigation__prev:focus-visible,
#omForm-root .om-navigation__submit:focus-visible{
  outline:3px solid var(--accent)!important;outline-offset:3px!important}

/* ---------- fee strip ---------- */
.strip{background:var(--surface);border-bottom:1px solid var(--line);padding:16px 0}
.strip-in{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 40px}
.strip-in span{display:inline-flex;align-items:center;gap:9px;
  font-size:15px;font-weight:600;color:var(--ink)}
.strip-in svg{width:18px;height:18px;color:var(--ok);flex:0 0 auto}

/* ---------- sections ---------- */
.sec{padding:66px 0}
.sec--alt{background:var(--surface);border-block:1px solid var(--line)}
.sec-head{max-width:640px;margin:0 auto 36px;text-align:center}
.sec-head h2{font-size:clamp(25px,3.1vw,34px);letter-spacing:-.01em}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  padding:26px;box-shadow:var(--shadow)}
.card-ic{width:56px;height:56px;border-radius:14px;background:#EAF4FD;
  display:flex;align-items:center;justify-content:center;margin:0 0 16px}
.card-ic img{width:30px;height:30px}
.card h3{font-size:19px;margin:0 0 9px}
.card p{margin:0;font-size:15px;line-height:1.7}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step b{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;
  border-radius:12px;background:var(--brand);color:#fff;
  font-family:var(--head);font-weight:800;font-size:17px;margin-bottom:14px}
.step h3{font-size:18px;margin:0 0 7px}
.step p{margin:0;font-size:15px}

/* ---------- CTA band ---------- */
.band{background:linear-gradient(135deg,var(--brand-ink),var(--brand));color:#fff;
  border-radius:var(--radius);padding:42px;display:flex;flex-wrap:wrap;gap:24px;
  align-items:center;justify-content:space-between}
.band h2{color:#fff;font-size:clamp(26px,3.3vw,40px);line-height:1.1;font-weight:800}
.band h2 span{display:block;font-weight:400;color:var(--accent)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;
  min-height:54px;padding:0 34px;border:0;border-radius:var(--radius-btn);
  font:700 16px/1 "Inter",system-ui,sans-serif;letter-spacing:.02em;
  text-decoration:none;cursor:pointer;transition:background .16s,transform .16s}
.btn--light{background:#fff;color:var(--brand)}
.btn--light:hover{background:#EAF4FD;transform:translateY(-1px);text-decoration:none}

@media(max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:28px}
  .cards,.steps{grid-template-columns:1fr 1fr}
  .band{flex-direction:column;align-items:flex-start}
  .ft-addr{text-align:left}
}
@media(max-width:700px){
  .cards,.steps{grid-template-columns:1fr}
  .strip-in{flex-direction:column;align-items:flex-start;gap:10px}
}
@media(max-width:560px){
  .hero{padding:28px 0 32px}
  .hero h1{font-size:clamp(26px,7.6vw,34px)}
  .hero h1 br{display:none}
  .hero-sub{font-size:16px;margin-top:12px}
  .hero-t{gap:10px 18px;margin-top:18px}
  .hero-t li{font-size:14.5px}
  .sec{padding:44px 0}
  .band{padding:28px}
  .btn{width:100%}
  .form-card{padding:16px 16px 12px}
  .hdr-note{display:none}
  .wm{font-size:20px}
}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}

/* ---------- legal documents ---------- */
.wrap.narrow{max-width:860px}
.crumb{font-size:13.5px;color:var(--muted);margin:0 0 18px}
.crumb a{color:var(--brand);text-decoration:none}
.legal-doc{font-size:15.5px;line-height:1.75;color:var(--body)}
.legal-doc h1{font-family:var(--head);font-size:clamp(26px,3.4vw,36px);color:var(--ink);margin:0 0 14px}
.legal-doc h2{font-family:var(--head);font-size:21px;color:var(--ink);margin:30px 0 10px}
.legal-doc h3{font-family:var(--head);font-size:17.5px;color:var(--ink);margin:24px 0 8px}
.legal-doc p{margin:0 0 14px}
.legal-doc ul,.legal-doc ol{margin:0 0 16px;padding-left:22px;list-style:disc}
.legal-doc ol{list-style:decimal}
.legal-doc li{margin:0 0 7px}
.legal-doc a{color:var(--brand);word-break:break-word}
.legal-doc strong{color:var(--ink)}
.legal-doc details{margin:0 0 12px;padding:12px 14px;border:1px solid var(--line);border-radius:10px}
.legal-doc summary{cursor:pointer;font-weight:600;color:var(--ink);min-height:44px;display:flex;align-items:center}
.legal-doc table{width:100%;border-collapse:collapse;font-size:14px;margin:0 0 18px;display:block;overflow-x:auto}
.legal-doc th,.legal-doc td{border:1px solid var(--line);padding:9px 11px;text-align:left;vertical-align:top}
.legal-doc th{background:var(--surface);color:var(--ink);font-weight:700}
.legal-doc .last-updated,.legal-doc p:first-of-type:has(+p){color:var(--muted)}
@media(max-width:560px){.legal-doc{font-size:15px}.legal-doc table{font-size:13px}}
/* breadcrumb link needs a thumb target; inline links inside the legal prose
   are left alone, WCAG exempts links within a block of text */
.crumb a{display:inline-block;padding:14px 0;line-height:1}
.crumb{margin-bottom:6px}

/*lz-forms*/ /* the two legal forms (Unsubscribe, CCPA deletion) in the site's own tokens */
.lz-form{margin:22px 0 6px}
.lz-form .f{margin:0 0 14px}
.lz-form label{display:block;font-weight:600;color:var(--ink);font-size:14.5px;margin:0 0 6px}
.lz-form input,.lz-form textarea{width:100%;min-height:48px;padding:10px 14px;border:1px solid var(--line);
  border-radius:var(--radius-btn);font:inherit;font-size:16px;color:var(--ink);background:#fff}
.lz-form textarea{min-height:110px;resize:vertical}
.lz-form input:focus-visible,.lz-form textarea:focus-visible{outline:3px solid var(--accent);outline-offset:1px;border-color:var(--brand)}
.lz-form .chk{display:flex;gap:10px;align-items:flex-start;font-size:14.5px;margin:0 0 18px}
.lz-form .chk input{width:20px;height:20px;min-height:0;margin:3px 0 0;flex:0 0 auto;padding:0}
.lz-form .chk label{font-weight:500;margin:0;line-height:1.5}
.lz-form button{display:inline-flex;align-items:center;justify-content:center;width:100%;min-height:52px;padding:0 26px;
  border:0;border-radius:var(--radius-btn);background:var(--brand);color:#fff;font:700 16px/1 "Inter",system-ui,sans-serif;
  cursor:pointer;box-shadow:0 10px 22px -10px rgba(10,86,165,.75)}
.lz-form button:hover:not(:disabled){background:var(--brand-deep)}
.lz-form button:disabled{background:#CBD5E1;color:#64748B;cursor:not-allowed;box-shadow:none}
.lz-form .req{color:#B91C1C}
.lz-msg{padding:14px 16px;border-radius:10px;font-weight:600;margin:14px 0 0;outline:none}
.lz-msg--ok{background:#ECFDF3;color:var(--ok);border:1px solid #BBF7D0}
.lz-msg--err{background:#FEF2F2;color:#B91C1C;border:1px solid #FECACA}
.lz-divider{border:0;border-top:1px solid var(--line);margin:34px 0 26px}
[hidden]{display:none!important}
@media(min-width:640px){.lz-form .row{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}}